Does Your Home Insurance Cover The Removal Of A Tree?
When there is a strong storm, it might be a smart move to be aware whether your insurance coverage covers tree removal or not. High winds, for instance, could easily send certain branches as well as tree from your property and allow them to land directly on your roof, over your or your neighbor’s vehicle and others of the kind. For these as well as for other similar reasons, it is very important to be well aware whether your insurance is going to cover tree removal or not.
Determining if you need it
Fallen trees are capable of causing significant damage to your property. Even though you are likely to be tempted to deal with the disposal of said trees on your own, doing so could actually be rather dangerous. Fallen trees are rather heavy and they can move very unpredictably, hence making it essential to hire a professional tree removal company.
Does your policy cover tree damage and removal?
In a wide range of different situations the homeowner’s insurance policy is going to cover at least certain aspects of the process as well as the cleanup of the debris after disaster strikes. If the tree lands on your property, there is quite the chance that the insurance is going to cover the removal and all the repairs which are rendered necessary by the accident. At the same time, it’s important to understand that when the damage is actually caused by a fallen tree, the origin of the latter doesn’t even matter. Therefore, if your tree, for instance, falls on the property of your neighbor – he is going to be the one who needs to file a claim.
If you are encountering a similar problem, you need to be sure to contact an emergency tree removal service which has the necessary experience in dealing with the insurance company.
Things to consider about the tree removal and the insurance
If you need tree removal services in San Jose, you need to understand that damages are usually covered by the homeowner’s insurance. However, before you get the company to handle the tree removal, you need to make sure that you have the necessary insurance benefits. Most of the homeowner’s insurance policies are going to cover said procedures so that’s comforting because you wouldn’t have to pay for these expenses out of your pocket.
What is more, you would also be able to claim the damages which are caused by neighboring trees if they accidentally fall in your backyard and cause damages to your property. This is something particularly critical. However, if the tree was dead or diseased, it might not cover the actual removal. Thus, it is best to consult an arborist and get the facts about the tree that you intend removing. Most of the tree care services would be able to help you unravel the terms of thehome insurance to understand whether it is covered or not.